Personal Insurance

Personal Insurance

With a wealth of experience behind us, we design individualized personal insurance policies to fit your lifestyle and budget goals, while keeping you and your family protected, no matter what life brings.

Commercial Insurance

Commercial Insurance

Every business faces the possibility for exposures and risks. Phil Richard Insurance is proud to partner with many businesses of varying sizes and industries across the Boston region.

Customer Service

Customer Service

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Giving Back to Our Community

Since 1988, Phil Richard Insurance has earned a strong reputation for integrity and customer service, further enhanced by a commitment to our local community. We believe that our business and our lives are enriched when we actively engage in helping and supporting others.

Our team tries to keep active involvement on non-profit boards as well as our company-chosen, local charitable organization, Tough Warrior Princesses, helping to support women and families with cancer. Through participation in events, fundraising and other charitable efforts, our team demonstrates a generosity of spirit and sense of teamwork that makes Phil Richard Insurance unique. Our goal is to service you to the best of our ability, so we can continue to grow and help the communities of Danvers, Peabody, the North Shore and surrounding areas through that growth.

Frequently Asked Questions

I just purchased my first home. How much homeowners insurance should I have?
Am I responsible for an accident that occurs if my under-18 licensed child is driving my vehicle?
What is the difference between universal and whole life insurance?
What is the difference between general liability and professional liability insurance?

Keeping all my insurance business with one insurance company provides me with a sense of security and trust. I like to be able to call one representative to check up on any of my policies. It gives me peace of mind to have my business and personal policies in one place. No matter what type of question I have, the staff at Phil Richard Insurance always knows how to help.

Kelly Delaney, Owner, Cakes for Occasions