978-774-4338
Toll Free: 800-287-4338

Working Hours: 8:30AM – 4:30PM Weekdays

Privacy Policy: Phil Richard Insurance

At Phil Richard Insurance we value your privacy. Phil Richard Insurance is in the business of providing our exceptional insurance services to clients.This Privacy Policy explains the collection, use, and disclosure of Personal Information through our web site. "Personal Information" means information that would allow a party to contact you, including, for example, your full name, address, telephone number, or email address.

This policy applies to all of the services we provide. If you have any privacy questions, please send us a message.

Personal Information:

We may collect the following types of information:

• If you decide to use our insurance services, we will require certain personal/business information (such as your Social Security number/Tax Identification information, birth date and account information), which we maintain in encrypted form on secure servers.

• If you send email, call us or leave messages for us, we may hold on to those communications to provide you service.

We will not collect, share, sell, or use sensitive information for purposes other than those described in this policy.

Information Sharing

Phil Richard Insurance only shares personal information with other insurance companies or individuals outside of our company in the following limited circumstances:

• To develop and provide a requested insurance quote.

• We have your consent. We require opt-in consent for the sharing of any sensitive personal information to develop an insurance quote.

 Disclosure of Personal Information. Although, we may disclose aggregated information about the use of our site, that information does not contain personal information. We do not disclose personal information to third parties in the normal course of operations. Under certain circumstances, however, we could be legally obligated to disclose information to the government or other third parties and if Phil Richard Insurance becomes part of another organization, that organization will possess the personal information collected by Phil Richard Insurance and it will assume the rights and obligations regarding your Personal Information as described in this Privacy Policy.

Browsing Information

When you use the www.PhilRichardInsurance.com site, our servers (which may be hosted by a third party service provider) may collect information indirectly and automatically (through, for example, the use of your "IP address") about your activities while visiting the site, including the web pages you view and the times you view them and information about the browser you are using. We do not link browsing information to the Personal Information you submit to us; we use this browsing information to personalize aspects of your search experience (such as enabling you to save your search location on your PC) and for internal purposes such as to help understand how the site is being used and to improve it, and for systems administration purposes. An IP address is a number that is automatically assigned to your computer when you use the Internet. In some cases your IP address stays the same from browser session to browser session; but if you use a consumer internet access provider, your IP address probably varies from session to session.

Submitted Information

We collect Personal Information about you when you submit information or requests to us (through this website or otherwise). We use your submitted information to send you emails that you have requested, and for administrative purposes (such as to notify you about changes to this Privacy Policy). In emails we send you, we provide a method to unsubscribe from future emails.When you submit your email address as part of an insurance quote, we use this address for no purpose other than to email you the quote that you requested. Your email address is deleted from our database when you remove/unsubscribe.

Security

PhilRichardInsurance.com has implemented and follows industry standard measures to protect against unauthorized access to and unlawful interception or processing of Personal Information. However, no internet site can fully eliminate security risks.

Questions?

If you have questions about this Privacy Policy, please contact us at info@philrichardinsurance.com.

We may amend this policy at any time by sending the amended policy to the email address you provided to us or by posting the amended policy on our site.