978-774-4338
Toll Free: 800-287-4338

Working Hours: 8:30AM – 4:30PM Weekdays

About Phil Richard Insurance

Phil Richard Insurance is based north of Boston in DanversPhil Richard Insurance started in 1988 in a small one room office with no employees and no clients. Since then, the company has grown to 11 employees and 3200 clients, representing approximately 7 million dollars in annual premiums of which 55% are personal clients and 45% are commercial clients. After 8 years representing American Mutual Insurance Company, Phil decided that it was time to go off on his own to hopefully build a legacy that could fuel the growth of he and his wife Patti's growing family. Apart from being an integral part of the Danvers community where he lived for most of his life, attending St. Mary's Annunciation School, St. John's Prep, and ultimately graduating from Norwich University, Phil has also become a big part of the Peabody community where he now lives.

He has been involved as a participant in many nonprofit organizations, fund raisers, and community events; giving back to the communities whom have fueled his success. Some of those organizations are the Peabody Education Foundation/Council, Danvers Food Pantry, St. Joseph's Food Pantry, Clara and Harvey Pillsbury Foundation, Danvers Kiwanis Club, Peabody Area Chamber of Commerce, Fed Up with Cancer, Alzheimer's Association, and Northeast ARC, among others.

At Phil Richard Insurance, we expect our team to offer an extremely high level of service. We offer a large array of competitive insurance companies; not only providing the everyday types of coverages, but also the more unique lines of insurance that the average agency does not. When we say we "Make Insurance Personal", we mean it. The most important thing that we can offer a client is not just a competitive product but one that will be there to take care of their needs when necessary. A client needs to know what is available to them so an educated decision can be made on what coverages to spend their hard earned dollars on; we are dedicated to describing all options to the client. We believe that this is what sets us apart from our competitors. We are a one stop shop agency; offering a small agency feel with a large agency variety of coverages and prices.